To be considered for a position with SA Home Loans, please fill in the information required on the following pages, provide us with details on your previous employment, and submit your application.
Our highly experienced personnel will assess your application and contact you should further information be required.
Please note: The information supplied will be used strictly for recruitment purposes and is subject to our Privacy Statement.
In South Africa, bonds give many home buyers the finances that they require to purchase a home or renovate their current property. While bond rates fluctuate over time, SA Home Loans specialises in providing home buyers with some of the most effective home finance tools on the bond market.
We know that every home owner is different and that bonds need to be flexible and adaptable to cater to clients with differing financial situations. Our property finance consultants are experienced in assisting clients throughout the entire bond application process and can help you to find the best bond for your budget.
While banks typically score applicants using set criteria such as income level, existing debt and credit rating, this leads to many suitable applicants being rejected even though they meet a significant number of requirements. At SA Home Loans, we assess each application individually and examine every aspect of the applicant’s financial history and current situation.
Use our bond calculator to find out what size bond you qualify for or call us on 0860 2 4 6 8 10 to apply for a bond that suits your budget.
Searching on the bonds market for loans that meet your specific requirements and won’t cause too great a strain on your finances can be time consuming and confusing. Home buyers are constantly confronted with promises of super low interest rates, flashy extra features and other promises that may seem enticing at first glance.
SA Home Loans offers competitive interest rates and genuinely innovative equity access and risk management products, while providing a thorough, honest and transparent service. We don’t make promises that we can’t keep, and our sales team is happy to provide you with information regarding any of our practices, products and bond valuation processes.
Because your home bond is likely to be a relatively large sum, you are likely to take many years to pay it off. Choose a helpful, trustworthy and transparent bond provider such as SA Home Loans to guide you through the bond application process as well as assist you throughout the term of your loan.
SA Home Loans offers some of the best bonds available, including:
This bond product offers a variable interest rate that is tailored to your unique risk profile. The Variable bond is available at a flexible term of up to 20 years and offers a choice of innovative optional extras such as the Quick Cash option that gives you access to R75 000 in cash within 72 hours of applying.
Our 30 year home loan is an amortising, variable rate product that offers you even greater cash flow flexibility with a lower monthly instalment rate. This enhanced affordability is particularly helpful for home buyers at the beginning of their lending period.
This innovative bond option allows you to get more home for your money! With EDGE, you pay only the interest on your loan for the first 36 months of its term. Thereafter, your bond will convert to a standard Variable home loan for the subsequent 240 months. This means your monthly bond instalments be lower for those first critical “stretch” years.
In order to make applying for a bond as convenient as possible, we’ve created a number of bond calculator options to help you get a bond quote quickly. These include an affordability calculator, a new home purchase mortgage calculator and a switch and save bond calculator
Simply choose the relevant calculator, fill in your income and loan details and click on the calculate button. The results will give you a good indication of what size loan you can afford on the current bond market.
Alternately, give us a call on 0860 2 4 6 8 10 to discuss your bond qualifications with a professional property finance consultant at SA Home Loans.
Because SA Home Loans is not a bank, we have a more flexible and personal approach to business and are able to offer you individualised service that does not end at the signing of your bond documents.
Because we match your bond with your unique needs and circumstances, you will be able to make your bond work harder for you - and finally afford to purchase your dream home, renovate your current property or install that swimming pool that you’ve been planning for years.
Apply for a home loan via one of our bond calculators or contact us on 0860 2 4 6 8 10 for more information on any of our bond products.
Our apologies, our calculators are not supported by your browser.
Our apologies, our contact me form is not supported by your browser.