Buy a House to last you a lifetime

In South Africa, buying a house is quite different from purchasing almost any other type of item. Owing to the expense associated with such a large purchase, most homebuyers own their properties for a significant portion of their lives. Because of this, it is highly recommended that when you buy a house, you choose one that can provide a backdrop through all of the major events of your and your family’s lives.

Similarly, when you buy a house, it’s important to choose a home loan that can accompany you through all of the ups and downs that you may experience over the years to come. Whether you qualify for your dream job, welcome a new addition to your family or want to renovate your property, your financial situation is likely to change at some point during the term of your home finance investment.

SA Home Loans specialises in providing South Africans with the finances that they need to buy houses to last them a lifetime. Our innovative home loan packages include flexible products and can be tailored to the particular needs of homebuyers at any stage of their lives. Contact us now on 0860 2 4 6 8 10 to discuss our packages and products with an experienced property finance consultant.

Take the hassle out of house buying

SA Home Loans provides amazing service and can assist you in finding the right home loan product for you. Not only will this give you the opportunity to focus on finding the right home, but you can also rest assured that your home loan will work for you throughout its entire term - not just for a few years after home purchasing.

We have products that help you meet typical financial circumstances that many of us face throughout our lives – and the period of our bond. You may change between home loan products whenever you need to, as your lifestyle changes. For example, you may face the following lifestyle situations:

• Are you feeling financially strained? Have you encountered a new monthly expense that you weren’t expecting? We have home loan products that will help you to manage your cashflow, during times when your expenses are higher than usual.
• One of the most prominent risks about taking out a home loan is rising interest rates. While SA Home Loans offers competitive interest rates on all of our home loans, we’re also subject to rate increases from time to time. Our risk reducer products are designed to decrease the level of uncertainly experienced by our clients when they buy a house. By placing a ceiling on your monthly payments, you can easily plan ahead.
• SA Home Loans have products that will assist those wishing to pay off their bond sooner by speeding up the payment process for property owners who want to increase their wealth by maximising their real estate investment.
• For those wishing to enhance their lifestyle, your home loan can be a powerful financial tool. Buying a property isn’t necessarily the final step in the real estate investment process. SA Home Loans clients are able to leverage their real estate finance investment to increase their standard of living in a variety of ways. This can include renovating your home to increase its value or sending your children to university, as well as many other ways.

Use our affordability calculator to see what size house is within your budget

SA Home Loans gives many property buyers the opportunity to purchase a house in which to make a home for many years. When you decide to buy a house, remember that it is likely to be a significant part of your life through all of your ups and downs.

Use our affordability calculator before submitting your loan application to see what size loan you can afford. The affordability calculator also offers a convenient way to apply for a loan from SA Home Loans. Alternatively, contact us on 0860 2 4 6 8 10 for more information on our diverse selection of packages and for assistance in choosing the one that best meets your current financial circumstance.