Fill in your Income and Loan details to find out what value of Home you can afford to buy. This Affordability Calculator will allow you to apply for a Home Loan with SA Home Loans.
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To be considered for a position with SA Home Loans, please fill in the information required on the following pages, provide us with details on your previous employment, and submit your application.
Our highly experienced personnel will assess your application and contact you should further information be required.
Please note: The information supplied will be used strictly for recruitment purposes and is subject to our Privacy Statement.
While many people consider buying a house, they are often put off by the amount of paper work and research that accompanies such a huge undertaking. However, house buying in South Africa doesn’t need to be stressful or time consuming because SA Home Loans is ready to make obtaining home finance convenient and effortless.
Through our many years of experience in the property finance industry, we have the expertise to assist both first-time homebuyers and established homeowners in selecting a new home loan that best meets their personal requirements. Furthermore, because we specialise in providing funding for real estate investment, we aren’t distracted by unrelated products and services. Everything we offer is designed to make buying a house as easy as possible for our clients.
Moreover, SA Home Loans is the only real alternative to banks when it comes to financing property in South Africa and we offer competitive rates, making our products an obvious choice for homebuyers seeking affordable rates and individualised service.
Find your nearest branch or give us a call on 0860 2 4 6 8 10 to discuss your specific loan requirements with one of our knowledgeable property finance consultants.
SA Home Loans innovatively introduced an alternative funding method to those used by banks. By connecting borrowers directly with money markets, we have effectively cut out the middleman. This has reduced the red tape and paperwork, making it easier than ever before to obtain the funding necessary to buy a house.
Banks typically score applicants using set requirements rather than on a case–by-case basis. People interested in buying a home could find themselves rejected by their bank simply because they don’t meet the criteria exactly. By contrast, SA Home Loans understands that people seeking real estate finance vary greatly and each applicant should be assessed and treated as the individuals that they are.
Therefore, if you are in the process of purchasing a house and have been rejected by your bank, we recommend that you consult one of our property finance specialists. We assess your application from every aspect before making a final decision. We pride ourselves on our distinctly non-bank approach to building relationships with our clients. We treat our clients as partners, working together with them to make home purchasing effortless.
One of the primary reasons that SA Home Loans has succeeded in entering such a competitive market is because of our amazing service. Every property finance specialist is experienced, knowledgeable and able to provide extensive information on the ins and outs of all of our products.
While our amazing service has gone a long way in helping us to make a name for ourselves, it would be ineffectual if we didn’t have the products to back it up. In order to meet the house buying needs of a diverse selection of people, we offer flexible products that can be tailored to the unique requirements of home buying individuals. These products include:
We also offer a number of additional products that can be used to enhance our home loans by giving our clients access to the accumulated equity in their properties or protect their investment from rising interest rates and unforeseen circumstances. Choose from the further lending options below to enhance your loan:
Or protect your investment with some of the following risk management products:
While we have designed ALL OF OUR products to target homeowners with specific sets of real estate and financial requirements, we also understand that our clients’ needs may change over time. Therefore, we allow our clients to switch between products as their lives progress and circumstances change.
Use our convenient affordability calculator now to start the loan application process.