To be considered for a position with SA Home Loans, please fill in the information required on the following pages, provide us with details on your previous employment, and submit your application.
Our highly experienced personnel will assess your application and contact you should further information be required.
Please note: The information supplied will be used strictly for recruitment purposes and is subject to our Privacy Statement.
When SA Home Loans was launched in 1999, there was no real alternative to banks when it came to obtaining bonds. In order to compete in such a competitive market, we had to ensure that we offered something that no other bond provider in South Africa did.
It’s through our amazing service, flexible products and constant innovation that we have established ourselves as South Africa’s leading expert in bonds. We strive to offer the best in every service associated with being a home loan provider. In just over a decade, SA Home Loans has provided more than 100 000 residential loans.
Because we specialise in meeting the needs of individual homebuyers, we treat every bondholder or applicant as a person with unique bond requirements. Our experienced property finance consultants can assist you every step of the way, from the start of the application process to the day you pay your final bond instalment.
Contact SA Home Loans now on 0860 2 4 6 8 10 to speak to a property finance consultant directly about matching our flexible products to your specific home buying needs.
While there are many similarities between the property finance market in South Africa and the rest of the world, local homebuyers require home bond products and services tailored to their unique financial situations. This is why SA Home Loans offers a selection of flexible bonds in South Africa that can be packaged for maximum effectiveness.
Bond options from SA Home Loans include:
This bond option offers a standard variable interest rate and a flexible term of up to 20 years. This gives you the option to pay off your bond as quickly or slowly as you like. Reducing the term of your loan is highly recommended and can significantly reduce the amount of interest that you pay on your bond.
With this bond product, you receive a 360 month lending term that offers clients the option of lower instalments. This can make your home loan more affordable, particularly for first-time property buyers, as the variable mortgage amortises with time. However, it should be noted that the total cost of a 30 Year bond is higher than the standard 240 month option. This is due to the longer term and additional decade of interest charges payable.
Edge allows homebuyers to pay the lowest possible bond instalment for the first 3 years, by only paying the interest on their home loan. This can be a great help in those early “stretch” years and assists homeowners in affording repayments on the home they really want. After 36 months, the bond converts to a standard variable loan for the final 240 months. Bondholders also have the option of making capital payments during the first 36 months should they choose to do so.
In order to make the bond application process as convenient as possible for our clients, we have reduced the number of steps required for submitting an application. You don’t need to travel to an SA Home Loans branch because you can simply use our online bond calculator.
Step one is to fill in your income and loan details to receive a bond quote; step two is to provide your personal contact details; and step three is to submit your application. It really is that easy. Alternatively, you can speak directly to one of our property finance consultants about your bond requirements.
SA Home Loans has spent the last decade tailoring our products to the needs of real South Africans. For amazing service, flexible bonds and competitive interest rates, call SA Home Loans on 0860 2 4 6 8 10 now.
Our apologies, our calculators are not supported by your browser.
Our apologies, our contact me form is not supported by your browser.