National Credit Act.

With effect from the 1st June 2007, a new credit act was implemented by the Department of Trade and Industry that created a credit industry which is more responsible, through protecting the rights of the consumer.

National Credit Act (NCA)

SA Home Loans has always been a firm believer in protection of consumer rights throughout the mortgage bond transaction process. Ensuring that we are compliant with the legislation has not required a major shift in the manner in which SA Home Loans has always conducted their home loan business.

The National Credit Act 34 of 2005 (NCA) is regulated by the government to promote a fair and non-discriminatory marketplace for consumers to access credit.

If you would like to get more information on the National Credit Act you can access the Act through the following link: www.ncr.org.za