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A scan of some of the headlines of some of the industry players are as follows:
“House Prices Expected to decline in 2012” – ABSA March 2012
“Fifth Consecutive month of Positive House Growth” – oobarometer March 2012
“House Price Growth Muddles Along” – Standard Bank Research February 2012
Here are 3 prominent players all choosing headlines which say different things. Absa clearly indicating a fall in housing prices, ooba, a rise and Standard Bank, it would seem neither a fall nor a rise. So what is it? Who is right and what’s happening in our industry? Read More...
The collapse of the property market in 2008 brought with it a lot of negative sentiment as everyone tried to grapple with what went wrong. There was talk of reckless banks, irresponsible borrowers, greedy developers and toothless regulators. The ensuing recession didn’t help matters either.
The fall out of all this is that credit has been very difficult to come by in recent years, and there is no denying that we are still in very tough economic times. The good news is that
I have been in the property finance markets since 2000 and before that in a commercial earthmoving environment for eight years operating in the Sales & Service field. In all these years I have realised that, no matter what business genre you pursue, the way to succeed in your field is firstly through product knowledge and secondly through relationships (i.e. networking).
Product knowledge is a given and essential to operate as an expert in your chosen business field. Networking has many forms, both the traditional “face to face” networking as well as electronic via blogs and forums available on the internet.
"Many thanks, yet again, for your utmost professional service that you have given my client. Being the top agent in Natal for Remax and second in SA, I cannot thank you enough for always giving me the most professional service and always being available to assist me with my sales. I would recommend you to anyone purchasing a property, and I do!"Deanne Hamilton of Remax Panache complimenting Zoe Dales from our Durban Branch
It is becoming increasingly difficult to predict both the size and the timing of any interest rate changes in this uncertain economic world. The South African Reserve Bank has kept the repo rate unchanged at levels of 5.5% since November 2010. Further accommodative monetary policy, in the way of interest rate cuts, is highly unlikely given the inflation rate is sitting at the upper end of its target bracket and real interest rates (REPO after deducting inflation) remain negative. However, an interest rate hike may also take some time to occur. Read More...
SA Home Loans is proud once again to be the sponsor of House and Leisure “House of the Year 2012”, our second consecutive year of being involved with this prestigious competition. We have a passion for homes and home loans so the fit is a very natural one for us.
We believe a home is a lot more than bricks and mortar. It’s the embodiment of the home owner’s dreams and an expression of their unique personality and style.
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