SA's Only Interest Only Home Loan

Minimise your monthly instalments, with a home loan that allows you to repay only the interest on your loan, with the flexibility to pay more when you want to.

Interest Only Home Loan

• Flexible instalments - pay only the interest every month, or a little more – you decide
• Gives you the flexibility to adjust the home loan instalment to meet your cash flow needs
• Reduce the interest paid on your loan with
• monthly installments that includes capital, OR
• once-off capital payments when you have funds available
• Choose to revert to a standard installment, which includes capital repayment, when you wish to do so (switching to our standard home loan is free of charge)
• Full settlement is required at the end of the loan term
• If you hold a Variable or Super-Lo Home loan – you can switch to this option free of charge
• Access surplus funds on the value of your property, through a variety of further lending options after your home loan is established
• Switch, free of charge and at any time, to another interest structure: fixed interest, variable interest or discounted rate
• Paperless and effortless in-house insurance options available: bond protection and home owner’s cover

Terms and conditions apply.