Cap the Interest Rate on Your Home Loan

Cap Rate

For peace of mind - an optional risk protection product for existing SA Home Loans variable rate clients. Protect yourself against rising interest rates by capping your interest rate to control your monthly repayments.

• Choose your own rate ceiling: your interest rate is capped at either 1%, 2% or 3% above your current rate, for 2 years
• Your variable loan rate can move up or down below this “ceiling” but cannot rise above the capped rate ceiling
• The CAP rate enables you to guarantee that your home loan rate will not go above the CAP rate you have chosen, but your rate will still fall as market rates come down
• You can cap you rate for a period of 24 months

Terms and conditions apply.