Contact Me

Access Products

Your home can be your major financial asset.  When you want to explore the options to access the equity in your home loan and you need extra funds, for whatever reason, talk to us. 

You could soon have the extra cash that gives you the power to purchase at the best possible prices or to meet an unexpected drain on your finances, either by applying for quick cash, a personal loan or any of our further lending options.

Want to improve your home? It may be better to renovate your existing home rather than incur the costs and stresses of buying a new home.

  • Quick Cash
     

    When you apply for a switch home loan with us, you could get cash within 72 hours of your application.

  • Personal Loans
     

    Our Personal Loan product can offer you up to R50 000, paid to you within 24hrs of your application.

  • Further Lending
    Products

    Apply for further lending to access the equity in your home loan.

Quick Cash

Here are the benefits of our Quick Cash product:

  • Get up to R75 000 in cash within 72 hours.
  • Get up to R150 000 as soon as you sign your bond documents.
  • Quick Cash gives you immediate access to the some of the additional equity in your property.
  • Use the cash as you please – home renovations, education for your children, pay off expensive alternate debt or start a new business.
  • Instant Bridging finance facility at a competitive interest rate.

Terms and conditions apply.

Call 031 560 5403 to apply for Quick Cash

Personal Loans

The term of your loan can be tailored to suit your budget and the rate is fixed for the duration of the loan.  The entire application is completed over the telephone for your convenience and Credit protection is already included to protect you against Death, Disability and Retrenchment.

To apply for your personal loan:

  • Contact our Personal Loan Sales Centre.
  • Complete the application over the phone, including a full affordability assessment.
  • Send us your latest Bank Statements and Payslip.
  • On credit approval and signing of your contract, the funds will be disbursed to your Debit Order account.
  • For queries on your Personal Loan, you can contact our Client Services Help Desk.

Terms and conditions apply. All product options are subject to our credit policy as amended from time to time.

Call 0861 000 376 to apply for Personal Loans

Re-Advance

A re-advance is done when you wish to re-borrow any portion of the total capital amount that you have pre-paid (ie paid by you in excess of the required instalments and not re-advanced before that time).

If you would like to apply for a re-advance, the following process needs to be followed:

  • Contact the Client Services Help Desk and request an application form.
  • Complete the application and email/fax it through to Client Services: Further Lending.
  • Client Services will review the application and if necessary forward it through to Credit for approval.
  • If the application is approved, the funds will be transferred to your debit account.

The above process usually takes 24-48 hours.

NOTE:

The amounts must be equal to or greater than R10 000 each and shall be made no more than six times during any 12 month period.

Further Advance

If you would like to apply for a further advance, the following process needs to be followed:

  • Contact the Client Services Help Desk and request an application form.
  • Complete the application and email/fax it through to Client Services: Further Lending, together with all supporting documents.
  • Client Services will review the application and forward it through to Credit for a decision.
  • If the application is approved, you will be required to sign a Schedule to Loan Agreement, Loan Agreement and Quotation.
  • A further loan is registered at the Deeds Office.
  • Upon receipt, the funds will be transferred to your account.

The above process usually takes 5 working days.

NOTE

The amounts must be equal to or greater than R10 000 each and shall be made no more than six times during any 12 month period.

Further Loan

If you would like to apply for a further loan, the following process needs to be followed:

  • Contact the Client Services Help Desk and request an application form.
  • Complete the application and email/fax it through to Client Services: Further Lending, together with all supporting documents.
  • Client Services will review the application and forward it through to Credit for a decision.
  • If the application is approved, the client will need to wait until the loan has been registered in the Deeds Office before the funds are paid out. This can take up to 6 weeks. If you have applied for Quick Cash and this has been approved, then a portion of your monies can be paid out earlier.

Terms and conditions apply. All product options are subject to our credit policy as amended from time to time.

Call 0861 888 777 and talk to a consultant who’ll explain the options for you
Bookmark and Share