Documentation Required For a New Home Loan

If you are employed, you’ll need to provide us with the following documentation:

  • Proof of income: your latest salary advice. If you earn commission or overtime, please provide the latest three salary advices. (For both applicants if applicable)
  • Three months personal bank statements. (For both applicants if applicable)
  • Copy of your ID document. (For both applicants if applicable)
  • Copy of Marriage Certificate or ANC Contract. (If applicable)
  • Copy of the Purchase Agreement.

 

If you are self employed, you’ll need to provide us with the following documentation:

  • Proof of income: Letter of Drawings from an Accountant. (For all applicants if applicable)
  • Six months personal bank statements. (For all applicants if applicable)
  • Six months business account bank statements.
  • Last two years' Financial Statements.
  • Copy of your ID document. (For all applicants if applicable)
  • Copy of Marriage Certificate or ANC Contract. (If applicable)
  • Copy of Registration Documents or Trust Deed. (Whichever is applicable)
  • Copy of Purchase Agreement.

 

Documentation required when you are switching your bond

If you are employed, you’ll need to provide us with the following documentation:

  • Proof of income: your latest salary advice. If you earn commission or overtime, please provide that latest three salary advices. (For all applicants if applicable)
  • Three months personal bank statements (For all applicants if applicable)
  • Three months bond statements
  • Copy of your ID document (For all applicants if applicable)
  • Copy of Marriage Certificate or ANC Contract (If applicable)
  • Latest rates/levies account (Water and Lights Account)

 

If you are self employed, you’ll need to provide us with the following documentation:

  • Proof of income: Letter of Drawings from an Accountant (For all applicants if applicable)
  • Three months personal bank statements (For all applicants if applicable)
  • Three months business account bank statements
  • Latest Financial Statements
  • Copy of your ID document (For all applicants if applicable)
  • Copy of Marriage Certificate or ANC Contract (If applicable)
  • Copy of Registration Documents of Trust Deed (Whichever is applicable)
  • 12 months bond statements
  • Latest rates/levies account (Water and Lights Account)

 

Call one of our specialist consultants if you need more information: 0860 2468 10