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Employment Application

Introduction

We are always pleased to meet talented people interested in joining the SA Home Loans family!

To be considered for a position with SA Home Loans, please fill in the information required on the following pages, provide us with details on your previous employment, and submit your application.

Our highly experienced personnel will assess your application and contact you should further information be required.

Please note: The information supplied will be used strictly for recruitment purposes and is subject to our Privacy Statement.

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+27 (31) 560 5300
Fax
+27 (31) 562 0362

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Phone
0861 888 777
Fax
+27 (31) 571 3150

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Phone
0860 2 4 6 8 10
Fax
+27 (31) 576 5863

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Step by Step guide to getting a new Home Loan

If you are buying a new home, these are the steps that you will follow to qualify for a home loan from SA Home Loans.

  1. 1. Arm yourself with info

    With our handy Mortgage Calculators you can calculate the size of the home loan you could qualify for, and how much you can afford.

  2. 2. Choose an application option
    • Apply online with your details and we will contact you.
    • Call our Sales Contact Centre on 0860 2 4 6 8 10 to discuss your home loan solution needs with one of our specialist consultants.
    • Call your closest branch - meet face to face with a specialist consultant to discuss your home loan requirements.
  3. 3. Send us your documentation

    Send us the required documentation. Thereafter your consultant will do the rest.

  4. 4. Sign your Approval in Principle (AIP)

    Approval in Principle takes up to 2 days once all the necessary documentation has been received; after you've signed this approval we can proceed to the next step.

  5. 5. property valuation

    An expert appraiser will arrange an appointment to value the property, which takes approximately 3 working days to complete.

  6. 6. Evaluate & Sign a Letter of Acceptance (LOA)

    Subject to the credit approval, we'll prepare a home loan proposal, called a "letter of acceptance", which details the costs, interest rate, indicative instalment and other important information, for you to evaluate and sign.

  7. 7. Conveyancing

    Our national panel of attorneys will prepare all the necessary bond registration documents and will make an appointment with you to sign them.

  8. 8. Lodgement

    Lodging your bond registration is the next step and happens immediately after you sign your documentation at the attorney.

  9. 9. Await registration

    Registration of your bond at the Deeds Office will take approximately 12 weeks.

Once your home loan is registered we will continue to provide you with personalised service and attention, to ensure that you get the most from your home loan throughout the life of your bond.

What documentation is required for SA Citizens, SA Citizens living abroad & Foreign Nationals?

Call one of our specialist consultants to find out how we can help you get started.

Related Articles

A Rough Guide To Debt Consolidation First-Time Buyer's Guide To Home Ownership 10 Ways To Save On Your Variable Rate Home Loan
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Official Links

  • Business Partners
  • Careers
  • Promotion to Access of Information Act
  • National Credit Act
  • Authorised financial services and registered credit provider, FSB No. 2428
  • FAIS General Disclosure Notice 2013

Investment Opportunities

  • Repossessed Properties

Economics Desk

  • Economic Updates
Terms and conditions apply to all products. The availability of lending products is subject to our credit policy as amended from time to time.
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