Our development finance supports developers to increase the supply of affordable housing.

SAHL Development Finance is a team of specialist commercial property finance professionals that is focused on increasing the supply of affordable housing. Our passionate team boasts many years of experience in the affordable housing industry working alongside many established affordable housing developers and financiers. Our mission is to accelerate affordable housing delivery by growing the number of developers participating in the affordable housing space.

Our development finance is provided through the South African Housing Development Fund (SAHDF), a dedicated affordable housing development fund backed by the Government Employees Pension Fund (GEPF) and the Public Investment Corporation (PIC) whose objective is to ensure a steady supply of affordable housing stock.

Our Focus

We focus on the following areas of affordable housing throughout South Africa:

  • Ownership stock
  • Rental stock
  • Social housing
  • Student accommodation

Our Approach  

Our approach to development finance means:

  • We become a partner with a shared interest in delivering a successful housing project and much need housing opportunities
  • We maximise social impact by promoting transformation at all levels of the development value chain
  • We apply our specialist knowledge to assist with the structuring and packaging of the development
  • We have the flexibility of structuring finance with lower equity requirements compared to banks
  • We assist the developer with origination services to improve the conversion of leads to confirmed sales
  • We promote sustainability by monitoring the performance of environmental, social and governance measures

Contact our Development Finance team for more information on:

Complete a Development Finance Enquiry Form