Talent Pool: Credit Analyst

KEY RESPONSIBILITIES:

• Assess credit worthiness of applicants (mortgage and other credit products) through undertaking detailed risk assessment analysis
• Ensure that procedures and decisions comply with credit policy, regulations and best practice standards
• Motivate and support decisions through the analysis of financial information such as bank statements, financial statements and management accounts 
• Provide quality service to internal customers and liaise with other stakeholders within the company
• Stay informed about the legal, compliance and market – risk-related issues involved in the approval of credit
• Provide regular feedback on the submission of loan applications to management     

REQUIREMENTS

Minimum Qualification:

• B.Com Degree or relevant business degree
• Credit underwriting (mortgage lending) experience (min 2 years)

Generic Competencies

• Decisiveness 
• Confidence
• Team Player
• Self-Motivated