Variable Home Loan

A home loan with competitive interest rates and innovative optional extras.

Here are the benefits of a variable home loan:

  • Interest rate is variable and is tailored to your risk profile.
  • Flexible term up to 20 years.
  • Switch to SA Home Loans and benefit from the Quick Cash option before registration: get up to R75 000 in cash within 72 hours (or up to R150 000 as soon as you’ve signed your bond documents) to use as you please.
  • Access surplus funds on the value of your property, through a variety of further lending options after your home loan is established.
  • In-house insurance options available: bond protection and home owner’s cover.Terms and conditions apply. All product options are subject to our credit policy as amended from time to time.

Terms and conditions apply to all products. The availability of lending products is subject to our credit policy as amended from time to time.