• 1
    Eligiblity Assessment
  • 2
    Financial Qualification
  • 3
    Collect Details
  • 4
    Submit Application

New Purchase Loan Application

Use this application form if you are purchasing a new or existing property.

  • Step 1: check your eligibility for a home loan.
  • Step 2: calculate what your loan instalment would be – this will also show you the fees you can expect to pay.
  • Step 3: provide your personal details to complete the application.
  • This will take approximately 10 – 15 minutes to complete.
  • 1
    Eligiblity Assessment
  • 2
    Financial Qualification
  • 3
    Collect Details
  • 4
    Submit Application

Step 1 of 4

Applicants On The Home Loan

Before you start, you need to decide who is going to be an applicant on the home loan and to have their information on hand.

  • If you are married in community of property, both spouses must be applicants on the home loan.
  • If you are married by traditional rites, then the law considers you married in community of property and both spouses will have to be applicants on the home loan. Should you wish to have only one spouse as an applicant on the loan, then the spouse who does not wish to be an applicant must give a letter of consent.
  • If you need the income of your partner/spouse or a family member living with you to make the loan affordable, then they must also be an applicant on the loan.
  • You cannot use someone’s income to show that you can afford the loan repayment if that person is not going to be an applicant on the home loan application.

How many applicants do you want to apply with?

please answer all questions to begin your application

Step 2 of 4

Tell us about your loan requirements

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Years
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qualification result

Home Purchase Price
Home Loan Amount
Available Deposit
Interest Rate
Loan Term
Loan to Value
Payment to Interest
Monthly Costs
Loan Repayment
Service Fee
Total
Once-off Fees
Bond Registration Fees
SAHL Initiation Fee
Transfer Duty and Attorney Fees
Total Once-off Fees
  Current Pricing: Potential Discounts:
Home Purchase Price
Home Loan Amount
Available Deposit
Interest Rate
Loan Term
Monthly Costs
Loan Repayment
Service Fee
Total
Once-off Fees
Bond Registration Fees
SAHL Initiation Fee
Transfer Duty and Attorney Fees
Total Once-off Fees
Total Interest Paid Over Term
In order to qualify for this discount you need to:
You qualify for additional discounts, click here to

Step 3 of 4

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Step 4 of 4

application summary

Loan Requirements

Purchase Price
Deposit
Loan Term
Click the submit button below when you are ready to submit your application.

Applicants

You qualify for the following:

Home Loan Amount
Interest Rate
Loan Term
Monthly Costs
Loan Repayment
Service Fee
Total

You will be liable for the following additional costs:

Initial Costs
Registration Fee
Initiation Fee
Transfer Costs
Total