Why SA Home Loans
Research done by SA Home Loans in South Africa has shown that many people find the home loan process to be stressful, confusing and frustrating. Instead of being able to enjoy the accomplishment of finding your dream home, applying for a home loan can make you feel like nobody really cares about your situation - you’re just a number - and it often takes far longer than you hope.
At SA Home Loans, we believe in offering a better home loan experience. We make the bond process as simple and easy as possible, while giving you a level of personalised attention that the big finance lenders can only dream of. So you get your home loan fast, and can enjoy the excitement of moving into your new home with minimum fuss.
The SA Home Loans Experience
A home loan is one of the biggest financial commitments you’re likely to make. So your choice of a mortgage provider is an important one. SA Home Loans is a dedicated, specialised mortgage provider and we do both new home loans as well as switch bonds. Home loans are all we do – so we’re not distracted by other financial offerings. Your home loan needs really matter to us. We don’t believe in the “one size fits all” approach, and we make it our business to understand your requirements.
Our property finance consultant will assist you right through the bond application process, explaining everything in plain language without any confusing jargon. Once your home loan application is submitted, it won’t be assessed by a computer – it will be assessed individually by our credit team and motivated by your own property finance consultant, who’ll keep you informed each step of the way.
And because we are dedicated to home loans and give each application our personal attention, we’ll get your bond application processed in the fastest possible time.
The SA Home Loans Story
SA Home Loans is South Africa’s largest non-bank specialist home loan provider.
Since 1999, we have provided more than 100 000 home owners with personalised service and home loan finances. We are an established financial services provider with large international shareholders and a proud history with many unique product innovations in the home loan sector.
But our proudest achievement is having loyal customers who are full of praise for the exceptional home loan experience they continue to enjoy.
Call us on 0860 2 4 6 8 10 or submit a home loan application now.
We match our clients with their ideal home loans
Cut out the middleman and deal directly with the professionals. SA Home Loans is not a mortgage originator and we don’t sell bank products for commission. Contact us directly to arrange your home loan in South Africa or use our mortgage affordability calculator to see what size home loan you qualify for. Or call one of our branches for personalised service.
Our home loan products include:
Receive competitive interest rates, as well as have access to other SA Home Loans valued added products.
South Africa’s only true fixed-interest home loan that gives you peace-of-mind when you to fix the interest rate on all, or a portion, of your loan for 20 years.
Pay the lowest possible monthly instalment and still have the option to make capital payments in order to reduce your home loan when you can.
Requires you to pay only the interest for the first 36 months of the loan term. It then reverts to the normal amortising instalment that the standard Variable home loan offers for the remaining 240 months.
Refinance your home loan
Switching your home loan can be an effective way to ensure that your loan is working for you. If you’re unhappy with your current mortgage lender in South Africa - whether it’s because of unsatisfactory service or home loans with few benefits, use our refinance bond calculator to find out how much you can save with one of SA Home Loans’ bonds.
Home refinance can help you to unlock the equity in your property, consolidate debt or increase your monthly disposable income.