STAY ALERT, STAY SAFE!
For a smooth and stress-free experience, always verify SA Home Loans branch and consultant details here on our official website. Remember, we’ll never ask for any fees or monies to be paid upfront.
About us
Everyone deserves the opportunity to own a home and build a future they can call their own. We exist to help more South Africans achieve homeownership by making the journey simpler, more accessible and less daunting.
Our purpose: why we exist
A home loan is more than a financial commitment. It’s the key to owning the life you want. Its real value lies in what it can make possible: a place to grow, make memories and build your legacy. That’s why we are the home loan specialists, structuring the right deal for you coupled with Amazing Service at every step of the journey.
Our vision: where we’re going
To help more South Africans own the life they want through access to trusted home finance solutions.
Our positioning: the space we own
Our clients are looking for specialists who understand their needs and help them navigate one of life’s biggest financial decisions with confidence. That’s where we come in.
What makes us different?
-
We specialise in home loans.
You’re making one of life’s biggest financial decisions. As home loans are our sole focus, you benefit from specialist expertise tailored to your unique circumstances. -
We’re not a bank. By design.
We’re designed to do things differently. Our funding model gives us the flexibility to structure solutions that work for your needs. -
We structure around real life.
No two journeys are the same. From straightforward applications to self-employed and more complex cases, we look at the person behind the paperwork. -
You get real people, not just a process.
Homeownership should feel exciting, not overwhelming. That’s why you’ll have access to specialists who provide clear guidance and personalised support every step of the way. -
A partner for today and tomorrow.
Our relationship doesn’t end when your loan is approved. We’re here to support you through life’s changes and your home finance needs as they evolve.
Our fundamentals
The right deal for you
Our deals are structured with flexibility to suit the unique needs of our clients.
Amazing service
Our clients get personalised service and support from start to finish.
Passionate specialists
Our trusted advisors have extensive home loan expertise that they apply with care.
SA Home Loans
Our history
Unlocking homeownership since 1999
For more than two decades, we’ve helped South Africans turn the dream of homeownership into a reality. Founded in 1999, SA Home Loans entered the market with a simple belief: home finance should be more accessible and centred around the needs of the client. Since then, we’ve helped hundreds of thousands of people buy homes, build futures and create a foundation for the life they want.
While the home finance landscape has evolved over the years, our purpose has remained the same: to make homeownership more achievable through specialist expertise, innovative thinking and Amazing Service.
Today, we’re proud to be South Africa’s specialist home loan provider, helping clients navigate one of life’s biggest financial decisions with confidence. Because a home loan isn’t just about financing a property, it’s about creating the foundation for the future you want to build.
Own the life you want.
SA Home Loans company information
SA Home Loans has three shareholders: Standard Bank Group Limited (50%), the Public Investment Corporation (authorised representative of the Government Employees Pension Fund) (25%) and Bolatja Hlogo Consortium (25%), giving our home loans business significant credibility while ensuring our clients can have complete confidence in placing their mortgages with us.
Meet our management team
Rob Kelso
B.Com (Hons), CA (SA)Chief Executive Officer
Zakheni Dlamini
B.Com (Hons), CA (SA)Chief Operating Officer
Matthew Mutch
B.Com (Hons), CA (SA)Chief Financial Officer
Colin Young
B.Com, B.Agric ManagementDirector: Loss Control and Managing Director: SAHL Life and Insurance
Rashnee Pawaar
B.Soc Sc (Hons) SW, Postgrad: Cert. Adv Management ProgDirector: Operations
Rejoice Kachipande
Bachelor of Arts (Wits), Executive MBA (HEC Paris)Director: HR
Sipho Reginald Dlamini
B.Com, Postgrad Cert Adv Taxation, MBADirector: Risk & Compliance
Jeanette Chuene
B. Com (Finance), Postgrad Diploma Investment ManagementDirector: Credit
Tom Stilwell
B.Soc.Sci (Hons), M.Soc.Sci (Econ), H.Dip TaxDirector: Client Solutions
Lee Adriaanse
B.Sc.Eng – Electronic Engineering, MBA, CISSPDirector: IT
AK Ismail
B.Bus.Sc (Hons), CA (SA)Director: DCM & Treasury