Exploring Government Subsidies For South African Home Buyers

If you are a government employee, you may qualify for valuable housing support through the Government Employees Housing Scheme (GEHS). This initiative offers financial assistance and tools to help public servants achieve homeownership, particularly first-time buyers.

Did you know? SA Home Loans is a registered GEHS home finance partner and supports qualifying government employees through the entire home loan process.

How does the GEHS support government employees?

• Provides education on homeownership 
• Counselling and financial planning support
• Assistance in preparing for and applying for a home loan
• Access to a monthly housing allowance
• A specialised Housing Access Loan for building or buying homes — even on land without a title deed

The scheme is designed to help public servants make informed financial decisions while working towards homeownership.

Key benefits of GEHS

• Support in preparing your home loan application
• Financial education and counselling services
• Help with buying, building, or improving a home
• A monthly housing allowance to be used towards loan repayments
• A dedicated loan product that supports development on informal or unregistered land

For many government employees, the GEHS is a crucial support system in overcoming traditional housing finance barriers.

How SA Home Loans supports GEHS clients?

We are proud to be an approved home loan provider for the GEHS. Our team works closely with qualifying government employees to simplify the process and offer solutions tailored to the unique benefits of the scheme. Here’s how we can help:

• Expert guidance: Our consultants are trained in GEHS processes and requirements
• GEHS Housing Access Loan: We offer a loan product that supports property purchases or improvements — even on land without formal title deeds
• Streamlined application support: We assist with compiling documents, submitting your application, and explaining how your housing allowance can be used
• Switching made easy: Already have a bond? You can switch your home loan to SA Home Loans to take advantage of GEHS-linked benefits

What you will need to apply?

• Your ID copy
• Latest 3 payslips and proof of your housing allowance
• Three months’ bank statements
• Offer to Purchase (if buying a new home)
• Marriage or ANC certificate (if applicable)
• If switching from another bank, recent latest bond statement and a municipal account

Ready to apply with your GEHS benefits? Call 0860 2 4 6 8 10 or request a call back and let us walk the journey with you.