Our 30 Year Loan | SA Home Loans

30 Year Loan

A longer-term bond for new buyers, with variable interest rates and lower instalments. 

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Variable interest rate tailored to your risk profile.
Repayment term of 30 years.
The longer loan term allows you to enjoy a lower monthly instalment.

In-house insurance options available, to protect your investment.

A range of price options within the housing development and no transfer duties.
No transfer duties when buying off-plan from the developer.

Home Loan Details

Our 30 Year Home Loan is exclusive to clients buying a new home and is not available to Switch clients. This bond is only available to clients under the age of 45 years. 

With a longer term, the monthly instalment of a 30 Year Home Loan will be lower than a 20 Year Home Loan.

Term of loan
30 years
20 years
Term of loan
loan amount
Interest rate
Monthly instalment based
on 10%
Total cost of loan
30 years
R1 000 000
R8 776 per month
R3 159 258
20 years
R1 000 000
R9 650 per month
R2 316 052
The above amounts are indicative only.

Call me back

Leave your details with us and we’ll call you back. 

Existing clients who require assistance with their home loan can contact our Client Service Helpdesk on 0861 888 777, email [email protected] or use our self-assist feature located at Client Zone


Speak to a consultant

0860 2 4 6 8 1 0

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