Start of global snippet: Please do not remove Place this snippet between the head and head tags on every page of your site. Global site tag (gtag.js) - Google Marketing Platform Our 30 Year Loan | SA Home Loans

30 Year Loan

A longer-term bond for new buyers, with variable interest rates and lower instalments. 

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Benefits

Variable interest rate tailored to your risk profile.
Repayment term of 30 years.
The longer loan term allows you to enjoy a lower monthly instalment.

In-house insurance options available, to protect your investment.

A range of price options within the housing development and no transfer duties.
No transfer duties when buying off-site from the developer.

Home Loan Details

Our 30 Year Home Loan is exclusive to clients buying a new home and is not available to Switch clients. This bond is only available to clients under the age of 45 years. 

With a longer term, the monthly instalment of a 30 Year Home Loan will be lower than a 20 Year Home Loan.

Term of loan
30 years
20 years
Term of loan
Home
loan amount
Indicative
Interest rate
Monthly instalment based
on 10%
Total cost of loan
30 years
R1 000 000
10%
R8 776 per month
R3 159 258
20 years
R1 000 000
10%
R9 650 per month
R2 316 052
The above amounts are indicative only.

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