For a smooth and stress-free experience, always verify SA Home Loans branch and consultant details here on our official website. Remember, we’ll never ask for any fees or monies to be paid upfront.
Our EDGE Home Loan is ideal for first-time buyers and young professionals starting out, offering a smarter, more flexible way to own a home while keeping financial goals on track. This product offers you lower monthly instalments for the first 3 years with interest-only repayments – freeing up your cash for when you need it most.
This means you get the financial breathing room to invest in your future while securing your own property. After 36 months, your loan seamlessly transitions into a standard 20-year home loan with all the same benefits and features.
Now you can focus on building your life while stepping into homeownership with confidence.
Contact usIn-house insurance options available, to protect your investment.
Home Loan Amount | Indicative Interest Rate | Monthly Instalment (First 3 Years - Interest Only) | Monthly Instalment (After 3 Years) | Disposable Income Savings Per Month (First 3 Years) |
---|---|---|---|---|
R1,000,000 | 10% | R8,333 | R9,650 | R1,317 |
R1,200,000 | 10% | R10,000 | R11,580 | R1,580 |
R1,500,000 | 10% | R12,500 | R14,475 | R1,975 |
R2,000,000 | 10% | R16,666 | R19,300 | R2,634 |
R2,500,000 | 10% | R20,833 | R24,125 | R3,292 |
The above amounts are indicative only. Terms and conditions apply to all products.