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Edge Home Loan
Our EDGE Home Loan is ideal for first-time buyers and young professionals starting out, offering a smarter, more flexible way to own a home while keeping financial goals on track. This product offers you lower monthly instalments for the first 3 years with interest-only repayments – freeing up your cash for when you need it most.
This means you get the financial breathing room to invest in your future while securing your own property. After 36 months, your loan seamlessly transitions into a standard 20-year home loan with all the same benefits and features.
Now you can focus on building your life while stepping into homeownership with confidence.
Apply nowBenefits
In-house insurance options available, to protect your investment.
With Edge’s interest-only payment for the first 3 years, you get the lowest monthly instalments – freeing up cash and giving you the breathing room you need to settle in and plan ahead.
| Home Loan Amount | Indicative Interest Rate | Monthly Instalment (First 3 Years - Interest Only) | Monthly Instalment (After 3 Years) | Disposable Income Savings Per Month (First 3 Years) |
|---|---|---|---|---|
| R1,000,000 | 10% | R8,333 | R9,650 | R1,317 |
| R1,200,000 | 10% | R10,000 | R11,580 | R1,580 |
| R1,500,000 | 10% | R12,500 | R14,475 | R1,975 |
| R2,000,000 | 10% | R16,666 | R19,300 | R2,634 |
| R2,500,000 | 10% | R20,833 | R24,125 | R3,292 |
The above amounts are indicative only.