Start of global snippet: Please do not remove Place this snippet between the head and head tags on every page of your site. Global site tag (gtag.js) - Google Marketing Platform Bond Protection Plan | SA Home Loans

Bond Protection Plan

Easy-to-afford life insurance that protects your home loan.

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Advantages of the Bond Protection Plan

Peace of mind knowing your home loan is secure.
Policy premiums are conveniently managed off your home loan account.
Valid claims under any of the benefits are directly paid to your home loan account.
Up to four bondholders may be insured under the policy.
Paperless application. An accredited sales consultant will phone and explain the policy to you.

The Bond Protection Plan offers the following benefits in the unfortunate event of:

  • Death: Settlement of the outstanding bond balance up to a maximum of R1.5million.
  • Temporary Occupational Disability: Covers your monthly bond instalment for up to 24 months. The maximum instalment will be equal to the instalment of a R1.5million loan.
  • Retrenchment: Covers your monthly bond instalment for up to 12 months (this benefit is only available where life cover is a condition of the loan). The maximum instalment will be equal to the instalment of a R1.5million loan.
  • Permanent Occupational Disability: Settlement of the outstanding bond balance up to a maximum of R1.5million.

Availability of the above-mentioned benefits are subject to your employment type, age and the applicable loan condition.


No medical assessment is required, however, the cover is subject to certain exclusions, terms, and conditions which are explained to the potential policyholder telephonically prior to acceptance of the policy and set out in the policy document which is provided to all policyholders on acceptance of the policy.

The authorized Financial Services Provider is SAHL Investment Holdings (represented by SAHL - FSP no: 2428) and is underwritten by SAHL Life Assurance Company.

Speak to a consultant to start the application process

0861 401 401

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