100% Home Loan | SA Home Loans

100% Home Loan

Finance the full purchase price of your home, with no deposit.

Calculate Affordability


Variable interest rate tailored to your risk profile, with no deposit needed.
Flexible payment terms of up to 20 or 30 years.

Access Further Lending Products linked to the value of your property.

In-house insurance cover to protect your investment.

Bond attorney costs discounted by 50% unless covered by developer.

Home Loan Details

  • This option allows new home buyers to cover the full purchase price, paid off over the term of the loan.
  • Please note, there are once-off costs not covered by the 100% bond. These costs are detailed in our Home Buyers Guide.
  • As required by the National Credit Act, all home loans are granted subject to the applicant’s affordability and credit status. This will determine the percentage loan one qualifies for as well as the interest rate offered. 

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