What Makes Us Different?

SA Home Loans offers a fresh alternative for home buyers. We’re mortgage specialists who are 100% focused on offering you home financing that stays in tune with your changing needs.

We’re not a Bank

We have a distinctly non-bank approach to doing business. We’re flexible, approachable and service orientated. We pioneered a new way of providing home loans: we link you directly to the money markets and pass the savings on to you.


We’re risk-free, innovative Mortgage Specialists

At SA Home Loans we do things differently because we’re not a bank – we’re a specialist mortgage provider. It’s all we do. We take the time to find out your needs, we’ll come to you, and take all the hassle out of mortgage finance. We work with you to find the right product options for your needs. Plus we offer handy home products such as rate protection, home owner’s cover and bond protection cover.

Individulised, Amazing Service

We know that starting a mortgage, switching your bond or accessing funds can be a pain. We make it easy, and our specialist consultants will guide you and work with you all the way.

Our Customer Ethos – Our focus is on a relationship that is based on:

  • Attending to the individual needs of each client
  • A passion to deliver excellence every step of the way
  • Amazing service and follow-through on our promises
  • Making sure your home loan is giving you maximum utility and meeting your lifestyle

Transparency and Care
We are totally open and transparent in all our dealings. There is no fine print, no hidden charges and no unpleasant surprises.

Choose how to deal with us

Flexibility of Products

SA Home Loans is the specialist mortgage provider offering the home loan that’s ideal for you now, plus the flexibility to change as your needs change. What you need, when you need it.

Flexible product options – tailored for you

Flexible products – our product range offers a variety of interest rate structures, equity access products and risk management products. Tailored around you – we structure your home loan to suit your needs. When your needs change, we adjust the home loan for you.

Adaptability to Home Owner’s Needs

We make it easy for you to adapt your home loan to your financial needs without incurring any penalties or additional costs.

A perfect home financing option for every stage in your life

Think for a moment about the financing decisions you may be facing over the next 5 to 10 years: from managing your day-to-day cash flow to paying for a home renovation or kids’ education. How you structure your home loan can help you manage your financial challenges and maximise the accumulation of wealth through your property. We can assist you to understand the best options for you.

What can we do for you?

Get lower bond repayments – unlock equity in your property
By refinancing your home loan, you can take advantage of the growth in the market value of your property – you can apply for a larger home loan at a more competitive interest rate.

Get individualized service – to suit you
You choose how you prefer to deal with us – by phone, face to face or via the internet and email. We’ll even come directly to you. And we always follow through with amazing service making sure that your home loan is giving you maximum utility and meeting your lifestyle needs.

Get the best loan rate– just for you
Are you getting the best home loan rate right now? Our pricing is transparent – we’ll give you our best rate possible and work out how to structure your mortgage to get the maximum equity from your property.