Foreclosure Consultant | SA Home Loans

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Job title

Foreclosure Consultant

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KwaZulu-Natal

|   Posted 1 hour 1 minute ago

Reference Number:

Job details

Job Category: Loss Control

Key Purpose

  • Manage a portfolio of arrear accounts in the Foreclosure Team and where necessary, to institute legal action using approved attorneys on the panel.
  • Negotiate with clients regarding their arrears.
  • Interact with panel attorneys and provide necessary instructions while managing attorney performance.
  • Identify trigger accounts and maintain constant follow ups to reduce Non-performing Loans
  • Identify High risk and High balance accounts and action within agreed turnaround times.   
  • Dealing with a matter, with a view to normalize the account as soon as possible and if not possible to bring the matter to finality within the shortest space of time and with the minimal cost and loss implication.
  • Be proactive and strategic in risk and compliance management by complying with all relevant legislation and continue to position risk and compliance as a critical business management pillar.
  • Ensure all communications, including written and verbal, are of a professional standard at all times. 
  • Meticulous file management and updating the system with record to any action or follow up attended to on an account.

Aligned to Values and Self Development
 

  • Align personal values to the company's culture and values
  • Take responsibility for your personal development and career pathing
  • Subscribe to company's code of ethics
  • Manage your behaviours to enhance the reputation and brand of your department and the company at all times.
  • Comply with all legislation governing the organisation.

Minimum Requirements:

Education 
 

  • LLB (Law Degree)

Preferred:  

  • Admitted Attorney

Experience:

  • 1 to 2 years of experience and knowledge in Foreclosures, Legal recoveries or Civil Litigation.

Preferred:  3 to 4 year’s experience and knowledge within the above related legal fields


Competencies

Technical:

  • Excellent written and verbal communication skills 
  • Attention to detail
  • Effective time management and prioritisation 

Generic: 

  • Assertiveness 
  • Ability to work under pressure & Target driven 
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