
Home Loan Products
Home Loan Products
Edge Home Loan
Pay the lowest instalment - only the interest - for 3 years before reverting to a standard amortising loan, allowing you to afford the home you really want.
Here are the benefits of an Edge home loan:
- Ideal for clients who want to buy ‘up’ now – knowing their income will grow to match their repayments.
- Pay the interest only for the first 36 months – the lowest instalment possible.
- At the end of 36 months, the loan reverts to a standard variable loan over 240 months, with all the same benefits and features.
- No capital payments at the end of the term – your home is fully paid off.
- You still have the flexibility of paying off capital in the first 3 years if you choose (for example, by fixed monthly debit order), reducing the capital balance and thereby saving you interest.
- Unique in the market – no other home loan product offers these features and low initial installments.
- In-house insurance options available: bond protection and home owner’s cover.
Terms and conditions apply to all products. The availability of lending products is subject to our credit policy as amended from time to time.