Switch and Consolidate Debt

Switch your home loan and consolidate debt

The value of most properties increases over time. Therefore, if you’ve owned the same house for years, it could hold a considerable equity in its value. When you refinance your bond through SA Home Loans, you gain access to this cash reserve and may also qualify for a lower interest rate and monthly instalment. What’s more, extra money means greater opportunities to meet your needs or realise your dreams now.

If you aren’t managing your mortgage through us, you might be finding it difficult or expensive to access funding. We can help you get your money when you need it most, with no hidden costs or penalties.

Consolidate your debt for added benefits

Home loans can also be refinanced to help you settle costly short term debts. By doing this, you can use your extra equity to pay off credit cards and personal loans, while enjoying the same interest rate on all of your outstanding debt.

You should still pay off the consolidated loans over the original term. However, you’ll be paying a lower interest rate, saving you money and making your credit profile a lot healthier.

Get quick access to your home equity

At SA Home Loans, our services aren’t governed by the rules, red tape and high interest rates of banks and most other mortgage lenders. Instead, we prefer to ensure that successful applicants receive their cash within 72 hours of signing their agreement. You no longer have to wait for registration at a deeds office.

In addition, as we specialise in home financing, we’ve dedicated time to research what customers need most. That’s why our mortgage solutions are designed to cover all of your requirements, including homeowners insurance, bond protection and personal loans.

Discover the art of efficient property finance management

We are not a bank, and we don’t treat your mortgage like an old-fashioned millstone. Instead, SA Home Loans prefers to work with you, creating a special partnership that provides you with an array of benefits. In this way, you can regain control over the wealth which accumulates on your property with expert guidance from our professional team.

If you’re not already one of our clients, we invite you to share in this partnership with us. Effortlessly switch your home loan today or simply speak to one of our specialist consultants for an obligation-free introduction.

Contact us on 0860 2 4 6 8 10 or make use of our switch calculator to assess how much you could save by moving the bond on your property from your current bond provider to SA Home Loans.

Complete your Switch Application>