Home Loan Products

There are a number of options available to you when selecting your home loan. The standard home loan offered by most lenders in SA has a 20 year term, however 30 year bonds are also available. A 30 year home loan carries a lower instalment, which is useful in managing one’s cash flow. SA Home Loans also offers a unique product called Edge, in which only the interest is payable for the first 3 years, assisting new buyers with a lower instalment for the first few years before reverting to a standard amortising loan where interest is included for the remaining 20 years.

Read more below, or contact one of our specialist home loans consultants who will be able to assist you with deciding on the best option to suit your needs.