04 July 2022
The GEHS (Government Employees Housing Scheme) is a benefit scheme for government employees that offers housing access services. GEHS aims to ensure that employees have access to adequate housing on a sustainable basis.
All people employed in the public service in National and Provincial Departments qualify to enrol for GEHS. To access GEHS services, you are required to register on the GEHS website and provide information about your housing circumstances.
The housing allowance is R1200 and is paid as a monthly contribution to qualifying employees to assist with the recurring costs of their accommodation. The amount paid will be adjusted according to inflation yearly in July.
There are differences in terms of homeownership as to how the allowance is paid:
The GEHS Individual-Linked Savings Facility is administered by the GEHS Office and assists in saving funds whilst earning interest. Employees will receive periodic balances of accumulated savings, and a tax deduction is deferred until the withdrawal of funds.
Employees on total-cost-to–employer packages shall not be eligible to receive the housing allowance, save for all other provisions and services of GEHS.
Homeownership is one of the most significant financial investments you are likely to make and – more importantly – the best investment you can make for the security and comfort of your family. We are proud to mention that the DPSA, GEPF and PIC have partnered with SA Home Loans to offer home finance opportunities through GEHS that will enable qualifying employees to own their own homes.
If you are interested in homeownership through GEHS, we can help you through the process so you can invest in your future.
We will provide advice and education on housing opportunities and affordability to government employees to support them in accessing sustainable housing solutions.
An SA Home Loans consultant will assist you with getting started with GEHS, but listed below are the documents you'll need to provide to get your home loan application processed:
For joint home loan applications, both applicants must provide the above documents. Any missing documents may cause delays – so have these ready before you apply to ensure the fastest response. After applying, we will update you on your home loan and make the process simple and enjoyable. SA Home Loans also offers the GEHS Housing Access Loan, which you may use to buy, build or improve a home on land with no title deeds.
SA Home Loans is a specialist home loan provider that lends money on home loans just like the banks.